Weston Car Title Loans

So, you’re in need to some quick cash to pay off a pressing expense or past-due bills. That same situation has occurred with many consumers, and if you want around, it only gets worse, as you can accrue late fees or even have your credit negatively affected. But there is a way you can get the money you need today with title loans Wausau. A title loan is one of the most convenient loan options on the market, as approval rates are high and the lender doesn’t check your credit. At Weston Car Title Loans, we went ahead and made the application process even easier so you can get your title loan.

Title Loans in Wausau

We created an efficient and simple online application for vehicle title loans in Wausau, WI, and it’s available right here on our site. The entire application takes just seconds to fill out. You can start by going over to the application form and punching in the following info about the vehicle that you plan to use as collateral on your title loan:

Year
Make
Model
Approximate Mileage.

After you’ve done that, you’ll also need to enter a couple pieces of contact information, including:

Your full name
Your phone number
Your email address.

Loans Representatives

It’s that easy, and once you’ve submitted the form to us, we can calculate your car’s current market value to come up with your free car title loan estimate. We’ll have one of our friendly Weston Car Title Loans representatives get in touch with you at their earliest convenience to tell you more about title loans and answer any of your questions. There are only a few items you need to bring with you when you come to pick up your Wausau title loan.

Financial Documents

You definitely won’t need the many financial documents you would if you were applying for a bank loan. Of course, you need to bring your car so we can inspect it and verify its value. We need to see your government-issued ID to check that you’re at least 18 years old, which is the minimum to obtain a title loan. For the term of the loan, we need to hang on to your car title, and then we return it once you pay back the loan.

We’ll get you pre approved for a car title loan in and near Wausau, WI.

Weston Car Title Loans

About Us

It’s always annoying when you’re searching for title loans in Wausau and you end up getting listings for title loan companies that aren’t anywhere near the city, especially when time is of the essence and you need your loan now. You don’t need to worry about driving a long distance with Weston Car Title Loans, as we’re right here in Wausau, WI for the convenience of our customers.

Location

You can reach us with ease whether you take surface streets or the freeway, and you shouldn’t have any trouble finding parking nearby, either.

Paperwork

One of our Weston Car Title Loans representatives can get you started on your application paperwork as soon as you get here. You can mention to the representative if you already received preapproval for a Wausau car title loan.

Value

Once the paperwork is complete, we’ll check a vehicle value guide and evaluate your car to determine its value, which helps us confirm how much we can lend you.

Cash

After that, we just need to get that car title from you and we’ll issue the loan. If we’re not too busy when you show up, we may get you in and out with cash in your pocket in less than 30 minutes.

We always help our customers to find payment solutions.

Weston Car Title Loans

How It Works

A car title loan in Wausau, WI is a secured loan with a car as collateral. You keep your car over the repayment period of the loan, though, as the lender only has your car title. Approval for a title loan and the value of the loan depend on your car, so your credit doesn’t play a part. In Wisconsin, lenders are allowed to issue title loans for up to 50 percent of a car’s value, up to a maximum of $25,000. The state doesn’t put a cap on title loan interest rates, and it limits title loan terms to six months. However, the standard time frame when it comes to title loan terms is 30 days.

If you aren’t able to pay back your title loan on the due date, there is the option of extending it, which is also known as rolling over the loan. You must pay at least the interest on the loan to do this, and then you carry the unpaid loan principal into a new term with another interest charge. This buys you some more time to pay back your loan if money is tight. Failing to make your title loan payment means that you’ve defaulted on it, which gives the lender the right to repossess your car and then sell it to make back whatever you owed on the Wausau title loan.

Lenders will often work with you if you’re having payment troubles, so it’s smart to contact your lender immediately if that’s the case. You may be able to find another option, such as rolling over your loan, so the lender doesn’t come repossess your car. The good news for borrowers is that even if the amount of a car sale doesn’t cover what was owed on the title loan, the lender can’t bill the borrower for the remaining deficiency balance. If the amount of the sale was greater than the amount owed, then the lender must send the borrower the amount.